1. Agreement to terms
By accessing or using FreeFinTools.com, you agree to be bound by these Terms of Use and any additional notices posted on the site. If you do not agree to these terms, you should not use the calculators or other content provided here.
2. Informational purpose only
The calculators, tools, and content on FreeFinTools are provided for general informational and educational purposes and are not intended as financial, legal, tax, or investment advice. Any decisions you make based on calculator outputs are your own responsibility, and you should consult qualified professionals for personalized advice.
3. Acceptable use
You agree to use the website and calculators only for lawful purposes and in a way that does not infringe the rights of others or interfere with the normal operation of the site. Automated scraping, excessive load testing, attempts to bypass security, or using the tools to provide deceptive outputs to third parties are not permitted.
4. No professional relationship
Using the calculators does not create any client, advisor, or fiduciary relationship between you and FreeFinTools. The site does not monitor your individual financial situation or objectives and does not adjust calculations based on personal suitability or regulatory requirements.
5. Intellectual property
The design, layout, copy, and underlying PHP implementation of the calculators are owned or licensed by FreeFinTools, except where otherwise indicated. You may view and interact with the tools for personal or internal business use, but any replication of the branding, design, or codebase at scale should be done only with the appropriate rights or permissions.
6. Third-party services and links
FreeFinTools may link to third-party resources, documentation, or external tools for convenience. These external sites are not controlled by FreeFinTools, and their content, availability, or practices are solely the responsibility of their respective owners.
7. Limitation of liability
FreeFinTools does not guarantee that calculator outputs are complete, current, or appropriate for your specific situation, and the site is provided “as is” without warranties of any kind to the fullest extent permitted by law. FreeFinTools will not be liable for any direct, indirect, incidental, or consequential losses arising from your use of, or inability to use, the calculators or website.
8. Changes to the website and terms
FreeFinTools may modify, suspend, or discontinue any calculator or feature at any time without notice. These Terms of Use may also be updated periodically, and your continued use of the site after changes are posted constitutes acceptance of the revised terms.
9. Governing law
These Terms of Use are intended as a general framework for online access and do not specify a particular jurisdiction; any specific legal venue or governing law applicable to disputes will depend on where the website operator is established and how local law applies to online services.
10. Contact
If you have questions about these terms or believe that the calculators are being misused in a way that affects you, you can reach out through the Contact page linked in the footer and describe your concern so that it can be reviewed.